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101 Money Saving Tips
How YOU
Can Save Money as a Horse Owner
These tips were
put together with the intention of helping horse owners who are really
hurting financially to be able to cut their costs as drastically as
possible in order to prevent the owner from having to sell, give away or
worse, abandon the horse.
Please forward
this to everyone you know who could use some help in cutting the cost of
caring for their horses. Just copy this website address and email
them the link:
www.Fairytale-Horses.com/save_money_report.htm
You might not
agree with some of the tips, as they are not all ideal, but when
considering the alternative of having the horse not cared for at all, I’m
sure you will agree that it is better to give the best care you possibly
can, even if it is not ideal.
If you have ideas
to add so that you can join us in helping financially hurting horse owners
to better afford and care for their horses, please email them to us and we
will add them to this site.
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- Use a day sheet or
cooling sheet under your horse’s blanket or rug in the winter to cut
down on cleaning costs. It is much easier to throw the sheet into the
washing machine than to have the entire blanket cleaned. This will
save on cleaning costs.
- I buy new and used saddles, tack,
supplies, show clothing, etc. on EBay for about half the price of the
tack stores.
- Let your horse go barefoot whenever
possible. This is not only healthier for your horse’s hooves, but it
cuts the farrier costs way down.
- Catch problems early. Pay close
attention to your horse. Every day that you can, do a daily checkup.
Check for food and water consumption, manure production and general
demeanor. Scan the body, pick out the hooves and watch him walk.
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- Order supplies, tack,
medications and vaccines online whenever possible. It is much cheaper
than the tack or feed stores.
- Learn to give your own vaccinations
and it will save you a ton of money. It is easy and the horse rarely
notices if done right. Follow these simple steps.
Draw the vaccination into the
syringe. If there are two parts or bottles to the vaccination, draw the
liquid out first and inject it into the bottle with the powder in it.
Shake it to mix it thoroughly. Now draw all of the liquid into the
syringe. Some people prefer to remove the needle from the syringe, and
insert just the needle first into the injection area separate from the
syringe. That way, if the horse jumps you won’t lose the vaccination
and the syringe.
The best and easiest site to inject
the vaccine is in the muscle in the side of the neck. You’ve probably
seen your veterinarian inject into this spot many times. I like to sort
of lightly slap (like patting) my horse on the site a couple of times
and then I “slap” the needle in. Rarely does the horse notice a
difference.
Check to see if there is any blood
coming into the needle, which is rare. If it is, you need to reposition
the needle. If there is no blood coming into the needle, you are safely
in the muscle.
Now attach the syringe if it wasn’t
attached, pull back the plunger just a little to ensure there is still
no blood and quickly inject the vaccine. Pull the needle out quickly
and you are done.
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- Learn to clean your male horse’s
sheath yourself. I
put on rubber surgical gloves for the
cleaning. I always keep my free hand on the horse’s side or thigh so
that I can feel if he starts to get uptight or starts to make a move. I
think this also helps to keep them calm during the process.
If the horse
tries to kick at you, sometimes it helps to have someone else hold up
one of his front legs while you get started. They can alternate front
legs as needed. Often, once you get started, the horse will calm down
and be O.K. with it.
There are
some horses that will only allow you to clean their sheath while they
are sedated. If that is the case, you’ll have to get your vet to do the
cleaning. If you have one of these horses, it can sometimes help to do
little “mini cleanings” during bath time to get them used to having
their genitals handled.
You can
start by just spraying the sheath with water from a distance where he
can’t kick you. Do this as often as you wash or rinse the horse. Then
start putting your hands closer and closer to the area and keep at it
until he lets you touch the sheath. Keep working with him slowly.
He might let
you wash over the area with a sponge as you clean his belly. Just keep
going further and further back and he might not notice. Baby steps are
O.K. to reach the final goal of being able to clean it without having to
sedate him. This will save you a lot of money if you can train the
horse to accept the cleaning without having to call the vet.
Wet the
sheath and penis first with the hose. Next, I gently insert my fingers
into the sheath. There will be dried, flakey, crusty gunk (called
smegma) that will peel away in your hand. I slowly work my way through
it and get out as much of the smegma as I can.
After I’ve
gotten a lot of the bigger chunks out, I’ll add some warm water and dish
washing liquid (it cuts the grease) and use that to help me get the
smaller particles out. I use a lot of water to keep flushing it out as
I work my way around inside the sheath.
As you work
your way deeper, you will find the penis. You want to get everything
clean around there too. Often a lump of smegma will form right inside
the urethra or end of the urinary tube. You need to insert your little
finger into the opening and feel for a small hard lump. Gently roll it
out with your little finger.
After you
have thoroughly flushed with the dish soap and warm water, and can’t
feel any more smegma, it helps to re-moisturize inside the sheath. The
soap and water strips out the natural moisturizer, so I put it back in.
I use a natural moisturizer for humans like the kind you would find in a
health food store or herb store.
If you have an all natural hand or body moisturizer in your
home, you can use this. Just spread it around inside the sheath. I add
a little on the outside too. Do be sure that you thoroughly flushed
with water and got all the soap out before you moisturize so that the
left over soap residue doesn’t cause irritation.
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- Keep up a regular program of dental
checkups, but do it yourself. A regular
schedule of equine dental care helps your horse chew properly and
efficiently and reduces dropped and wasted feed. Signs of needing
dental attention can be obvious (pain, mouth irritation) or subtle
(dropping food, undigested food particles in manure, tongue lolling,
excess salivation, bucking, failing to stop or turn, bad breath or
facial swelling).
Cheek teeth tend to develop sharp points even under normal grazing
conditions. The horse's lower jaw is narrower than the upper jaw and
this, combined with the grinding motion of chewing, causes sharp points
to form along the edges. Points form on the cheek side of the horse's
upper jaw and the tongue side of the lower jaw.
Floating is the
"rasping," or filing of points on the teeth to prevent them from cutting
the cheek or tongue. Floating might also involve leveling the molars to
allow free chewing motion. You
can easily learn how to float teeth and feel for sharp points that need
to be filed off.
| An extra person
may be helpful to keep the horse calm and hand you the file when
you need it. If you have a mouth speculum, which holds the mouth
open while you work, insert it and adjust the straps to hold it in
place. |

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Floating usually is only needed
about once every two years or so, so depending on how many horses you
have, it may or may not be beneficial to invest in a speculum. They are
however, far less expensive than the cost of one teeth floating!
Now feel for the sharp points with
your fingers. Slide the rasp into the side of the horse’s cheek and
gently file the sharp points off. Rinse the rasp or file occasionally
in a bucket. Check it again with your fingers to make sure the
points are gone.
If your horse won’t let you do this,
start training him in baby steps. Eventually, most horses will learn to
allow this.
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- Learn how to trim your horse’s
hooves yourself. For the cost of one trimming, you can buy a video
teaching you how to properly trim your horse’s hooves, a hoof knife and
a file. You won’t even need hoof trimmers if you keep them properly
filed all the time.
It might seem like a tough,
back-breaking job when you aren’t used to it, but you don’t have to do
all the hooves at once and you don’t have to trim all of the hoof at
once. If you file just a little here and there as it grows, you don’t
ever have to do any major trimming.
Just be sure to keep the hoof in the
proper shape and keep the four hooves as even with each other as
possible as you are doing this. You can build it right into your daily
grooming routine. Think of how you file your own nails a little here
and there as it is needed. Don’t wait until it becomes a major,
overwhelming and intimidating job.
If it makes you feel more confident,
have your farrier trim your horse’s hooves one last time. Watch
carefully and ask questions. Then start that very week and keep them
filed in the same shape and angle. You will find that with very little
effort, you can keep them in perfect condition this way.
- Muck out directly in to
bags (bedding or feed bags) and offer it for sale. Many people will pay
for manure to add to their gardens.
- Compost the manure to get
even more for it. This involves some maintenance, but the resulting
compost will be in high demand. Contact nurseries to see if they want
to buy it. The older the manure, the more demand there will be for it.
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- Burn manure to keep from
having to pay to have it hauled off. This is an effective and
inexpensive way of getting rid of manure and there is no bad odor. Make
sure it is not illegal in your area before you burn.
- For even more efficiency, you can
burn manure as a fuel to heat your home or your barn.
- Pasture is less expensive than hay
and grain. Most mature horses can meet their maintenance requirements
on good quality forage alone, without additional grain. Grazing
adds bulk to the diet and slows the rapid fermentation of grains in the
gut which can help decrease the risk of colic and laminitis, and the
resulting expensive vet bills.
- Feed The Horse, Not
The Worms. Worm your
horses every 8 weeks if possible. Parasitic infections can rob your
horse of vital nutrients, requiring more food to combat the loss.
Regular worming can save on feed and vet bills.
- Worm your horses yourself. With
today’s safe paste wormers, it’s easy to worm your horse. Daily wormers
that are added to feed are very convenient, but also very expensive. If
you have difficulty paste worming your horse, ask a friend to show you
how.
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- Keep your equipment in good shape.
Maintain your vehicles and tractors to save on gas as well as repairs.
Clean your tack and store it properly. Good quality equipment can last
for years if you take care of it properly.
- With a few simple tools and some
skills, you can make your own jumps, tack boxes and horse clothes. And
everyone can make horse toys-it's as simple as stringing up a turnip!
- Visit your local tack shop and ask
if they ever sell used equipment. They may have gently used
items available for purchase. Blankets, tack, even clothing may be
waiting for your keen eye.
- Take a good look at your own gear
and show clothing. If you haven't used it in a year, think about
consigning it or selling it on EBay yourself.
- Do you have a special skill?
Something you could barter in exchange for horse care services?
If you can fix a car, design a website, setup a home theater, drive
someone to the airport, babysit...you've got a skill you can offer in
trade. Don't be afraid to ask!
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- When buying hay, buy in bulk if
possible. Compare the cost of hay per ton versus the cost per bale. Be
sure you're able to store the hay correctly to preserve the quality and
reduce waste. This is a great way to reduce feed costs if you have the
right facilities to store it.
- Buy hay by weight and be
sure it's the best quality horse hay available. Good quality hay usually
is green, has a soft texture, and is free of dust, mold, and weeds.
Better hay may cost a little more, but you'll reduce feed costs by
feeding less.
- Save on grain or sweet feed by
reading the guaranteed analysis on your feed label and know what you're
getting. Sometimes a feed will exceed the nutritional requirements of
your horse and you'll be wasting money on nutrients your horse doesn't
need.
The label should list the percentages of crude protein and crude
fat and the maximum percent crude fiber. The more crude fiber a feed
contains, the less carbohydrates it will provide.
Feeds with a high crude fat content are usually more expensive.
But fats provide more energy than carbohydrates, so you may reduce feed
costs by feeding less and getting the same value.
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- Compare “Balanced” feed to
“Complete” feed. Feed that is labeled "Balanced" contains all the
nutrients need for its stated purpose (lactation, growth, etc.). It
assumes you will be adding hay/pasture and water. Feeds that are
labeled "Complete" are formulated to be the only nutrient source except
for water. Be aware that "complete" feeds contain fiber but your horse
should still get 1 percent of his body weight in roughage each day to
keep his digestive tract functioning.
- Save money on
supplements. If your feed is balanced or complete and your horse is
healthy, he probably doesn't need extra nutrients. Your horse will just
excrete excess nutrients. Some vitamins and minerals can even be
harmful in large amounts.
- Reduce waste of hay by feeding it in
a large water trough or bathtub. You can also build a corner hay
feeder into a stall that has a solid bottom to catch the dropped hay.
- Prowl the dollar stores for great
bargains on things like towels, storage containers, wipes, combs and
measuring cups. Never pass up a garage or yard sale. These can be
great sources of used tools, vacuums...you never know!
- Your farrier or equine dentist will
usually be willing to reduce fees if s/he can see more than one horse at
a visit. See if you have friends that may want to participate in a
group visit.
- A group can help reduce hay costs,
too. If you can gather a few horse owners together to purchase a larger
quantity of hay, you should be able to negotiate a better price.
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- Offer to exercise
someone else's horse for a fee or trade for services. You can make money
doing what you love!
- Spring clean regularly,
once or twice a year. Things will run more smoothly on a day-to-day
basis if everything is clean and well organized. This will help
cut down on re-purchasing "lost" or misplaced items.
- Find repairs that need to
be done, and do them as quickly as possible. Small repairs usually
turn into big repairs if you leave them. Fill in potholes
that might tip over the wheelbarrow, re-hang gates and doors that are
difficult to open and close.
- Ask about working
boarding or livery trade offs. If the horse is suitable for the job,
some riding schools will offer a reduced boarding or livery fee in
return for the horse being used in lessons.
- Ask for
any work you can do at the boarding stable for a reduced fee.
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- Buy a calendar for the
tack room to help keep on top of worming, trimming or shoeing and
vaccinations. These are important to avoid expensive complications
later.
- Learn equestrian first
aid. This will reduce the amount that you have to call out the vet
mistakenly, or for minor problems.
- Buy the best you can
afford. Buying the cheapest products is sometimes a false economy.
Canvas or ballistic nylon blankets or rugs can last 10 years or more,
while cheaper blankets or rugs may not last a season.
- Buy at the end of the
season i.e. winter blankets or rugs in spring.
- Buy synthetic tack. It's
cheaper and easier to care for and store.
- Buy essentials from local
non-horse related shops. This can include Vaseline, sun block, baby
wipes, nappy-rash or diaper rash cream (this is interchangeable with
udder cream) buckets, brooms, shovels and hair brushes. They will be
cheaper than products aimed at the equestrian market.
- Use disposable diapers or
nappies as a poultice. They can be used as a very effective and cheap
poultice for the hoof.
- Buy expensive equipment
co-operatively. Things like clippers are expensive but are used
infrequently so are easily shared with a friend. Alternatively rent them
out to others to re-gain some of the cost.
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- Make your own jumps. Use
tires and milk crates as makeshift wings.
- Mark your smaller
equipment, like grooming kit, with your horse's or your own name, to
help stop things from going missing, especially in a boarding stable or
livery yard.
- Mark turnout blankets or
rugs with your horse’s name in big letters. Although this
isn’t attractive, turnout rugs are expensive and can be easily stolen.
- Turn out your horse as
much as possible. This will reduce mucking out stalls, and your horse
will be healthier.
- The cheapest beddings are
those that are a by-product of another industry. Shredded paper and
cardboard are cheap, but they are difficult to handle. Commercially
packed wood shavings are easy to handle, but often compost badly. Straw
is cheap and the best for composting, but is often dusty therefore
unsuitable for some horses.
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- Install rubber matting in
stalls if you can. This is initially expensive, but will reduce the
amount of bedding you need to use, saving time and money.
- Consider managing a deep
litter bed. This involves removing only the droppings and putting fresh
bedding on the top when necessary. This reduces the cost of bedding,
the daily workload, and the whole bed will only have to be stripped
monthly to yearly depending on how well you manage it.
- Care for your pasture to
get the most out of it. Pasture is proper grazing, not just a paddock
for turnout. If you are lucky enough to have some, treat it as a crop.
Poo-pick, rotate, cross-graze, rest, roll, harrow, re-seed and manure.
Keep your horses off it in wet weather.
- Weigh feeds. Feeding by
eye or by the scoop usually isn’t very accurate. Over feeding wastes
food.
- Keep the horse suitable
blanketed or rugged in cold weather. This will reduce the amount of
energy the horse uses to keep warm and help him keep in condition with
less feed.
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- Make your
own hoof moisturizer by mixing together vegetable oil and olive oil
50/50. You can also use Peanut oil. Use a hoof oil brush or pastry
brush to apply it to the hoof.
- Use non-stick cooking
spray in a thin layer to keep snow from balling up in your horse’s
hooves during the winter and causing hoof problems. You can also use a
light coat of Vaseline or petroleum jelly.
- In cold weather, bank
your horse's bedding up against any doors that lead out to the pasture
so drafts don't chill him. This will help prevent costly colds and vet
bills.
- Trim any fetlock hair in
winter to prevent mud fever.
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-
Make your own hay net. You can use any suitable string, but
bailing twine is recommended because it's free. Get 10 pieces of string
that are about 7 feet long each.
| Tie the
ends together in one tight knot. Hang the knot on something so you
can work with the hay net. Divide the strings into pairs (paper
clips are useful to keep them together). Measure 4 inches down
and tie a knot there in each pair of strings. |

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For the next row, measure
about 5 inches down and tie a knot again, but with one string from the
two pairs beside it. We are aiming for a diamond pattern. Continue
this for each row.
When you get to your last
row make sure you have 2-4 inches of string left after your last knot.
Instead of tying a standard knot, tie a quick-release knot (the same as
when you tie up your horse).
Trim the ends if you need
to and burn the ends to stop them from fraying. Thread a drawstring
through the loops. This is where you will insert the hay. Now you are
done!
- Learn to groom and braid
your own horse. It is easy. See
www.FairyTale-Horses.com for help with manes and tails if you don’t
know how.
- Share
horse transport with other people whenever possible.
- Find a
talented amateur rider who is willing to help you with minor training of
your horse. They might do it in exchange for riding privileges.
- Lease
half of your horse out to share the cost of care. You can set up a
schedule and duties that each will do. This can cut your cost by more
than half.
- If you're having temporary financial difficulty, consider leasing
your horse out to someone else or a school if the horse is suitable,
until you get in a better financial position.
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- Use a small amount of
fabric softener as conditioner in your horse’s mane and tail. This is
much less expensive than traditional conditioners. You can also use
this on your horses legs if they have feathers. The next time you groom
your horse you will find it much easier to remove mud and dust.
- Use medicated dog shampoo
to bathe your horse. This removes mites, lice and other horrid things
like bot fly eggs and can help alleviate sweet itch without the expense
of buying a medicated horse shampoo that does the same thing.
- Make your own inexpensive
horse body glitter. Buy a tub of human hair gel. Spot test on your
horse's coat to make sure that he isn’t allergic to it. Add as much
loose glitter as you want and mix it up. You can add the little hearts
or shapes too.
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- Another idea is to mix
glitter into coat polish or even water and spray it on with a spray
bottle. This creates a fine glittery mist on your horse's mane, tail,
coat and legs. You can also add some washable, non toxic poster paint
to the water if you want to add color.
- Make your own glitter
hoof polish. Take a bottle of black or clear hoof polish. Add glitter
and shake it up. Polish over your horse's hooves using a pastry brush.
Re-apply a coat of clear hoof polish over the top to seal it or you can
spray it with hair spray to help hold it on.
- Spraying a horse's tail
with Listerine mouth wash (regular flavor only as flavored kinds will
attract flies) will often stop him from rubbing.
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- Cheap waterproof
sleeping bags can be turned into a blanket. Remove the zipper and cut
out a semi-circle for the neck. Stitch around the edge and add binding
up the middle of the back. Use big strips of velcro for across the
chest, under the belly, and the legs.
- A pair of cheap rubber
gloves are great for removing dead hair during shedding season.
- Buy generic human
shampoo at the Dollar store for bathing horses. It’s much cheaper than
horse shampoo and just as effective.
- Cheap human hair brushes
make the best mane and tail brushes and are far less expensive.
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- Make your own coat shine
spray. Mix 1/4
cup baby oil, 2 cups of water and 4 tablespoons of apple cider
vinegar. Shake well and spray on.
- If you board at a
busy barn, write your name on all of your grooming gear. It's much
cheaper than replacing "borrowed" items.
- Watered down
efferdent (denture cleaner) will remove yellow stains from white legs in
place of special whitener shampoos. Rinse WELL to prevent irritation.
- Used
dryer sheets can be recycled
to wipe the dust from a horse's coat before entering the show ring.
- When it is too cold to
bathe your horse use Go-Jo mechanics hand cleaner to remove manure
stains instead of pricey specialty spot cleaning shampoos.
- A crushed aspirin
added to an ordinary shampoo makes a good inexpensive anti-dandruff
shampoo for your horse.
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- If your horse
suffers from cracked heels, here is a recipe for an ointment that is
less than $2 per tub:
1 jar of petroleum jelly
3 tablespoons olive oil
5-6 drops tea tree oil
5-6 drops lavender oil
splash of citronella (for nice smell)
Heat to mix well and then cool for 10
minutes. Refrigerate to thicken for easier application. Rub in every 2-3
days.
- Use
Band-Aid or store brand
wound wash for cuts and scrapes. It has the same ingredients as Wound
Relief Spray (Benzalconium chloride) for half the price, and has a pain
reliever in it.
- To speed up healing
of a wound, disinfect the wound with hydrogen peroxide and then apply
an antibacterial cream for the first two days. Cover with vet wrap or
elastic wrap if possible to keep it clean. On the third day mix
betadine with table sugar to create a paste and apply it to the wound
2-3 times a day.
Betadine will act
as a disinfectant while the sugar encourages re-growth of the "good"
bacteria and tissue. It also stimulates hair re-growth while preventing
proud flesh. Continue this routine until the wound begins to heal.
Then apply antibacterial cream to the area twice a day until completely
healed.
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